Required Documents

Before you start your loan pre-qualification process, you’ll need a few documents to get started.

Required Documents for All Loans

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30 days worth of paystubs dated within 30 days of your application date.

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2 years worth of W2s, 1099s, etc.

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2 years worth of tax returns (if self-employed, collecting rental income, or required by loan officer)

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Documents reflecting retirement income or benefits being collected (award letters, 1099s, statements, etc.)

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2 months worth of bank statements from the account(s) you are seeking use for closing cost/down payment

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2 forms of valid government identification

New Mortgages

  • Copy of your contract
  • Copy of earnest money check
  • Proof of earnest money check clearing your account (once available)

Mortgage Refinances & Home Equity Loans

  • Most recent mortgage statement (if applicable)
  • Deed of Trust(s) on your home(s) (if applicable)
  • Current homeowners, windstorm, and/or flood insurance policies for each property owned.


  • If you own more than one property, please provide the mortgage statement, insurance policies, and/or rental agreements (if applicable)
  • If you have student loans in deferment please provide documentation on the terms of your student loan(s).

Miscellaneous Forms

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Payoff Request

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Appraisal Order Form

More Real Estate Resources

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