Mortgage Refinance

Refinance your current mortgage for a better rate and get cash back.

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Perks of Refinancing Your Mortgage

There are many perks when it comes to refinancing your home.

Quick Pre-Approval

Get your loan pre-approved in just a few days.

Online Application Portal

Review the status of your application, upload documents, and chat with your loan officer all in one place.

Get a Better Rate

Lower your monthly payment, shorten your term, or both.

Get Cash Back

Use the equity in your home to get cash back.

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Mortgage Refinancing Qualifications

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Credit Score

All applicants must have a credit score of 620 or higher.

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Loan Limit

Mortgage Refinance loans available from $50,000 – $647,200.

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DTI Limit

43% debt-to-income (DTI) limit.

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Down Payment & Closing Costs

No down payment is required for mortgage refinancing, and you can add your closing costs into your financing.

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More Loan Resources

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Required Documents

Before you start your loan pre-qualification process, you’ll need a few documents to get started.

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Calculate how much you need to borrow and what your monthly payment will be.

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Check out our list of most frequently asked questions.

Mortgage Refi Quote

Want to see if refinancing your home is worth it? Get a quote first.

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  • 1Mortgage Disclosure – All property financed must be located in the state of Texas.
  • 2Confidentiality Disclosure – Please do not send confidential information, such as member number, social security number, etc. in an e-mail message.