Land Loans
Found that perfect retirement spot or weekend getaway, but not quite ready to build? In many cases, land values rise, so if you put off purchasing now, that same piece of land can cost much more in just a few years. A land loan from your credit union can help you secure that land with a 20% down payment and terms up to 15 years.
Apply NowLand Loan Qualifications
See if you qualify for a land loan.
Credit Score
All applicants must have a credit score of 620 or higher.
Loan Limit
Land Loans available from $15,000 – $200,000.
DTI Limit
43% debt-to-income (DTI) limit.
Down Payment & Closing Costs
Must have a down payment of at least 20%.
Land Loan Features
Online Application Portal
Review the status of your application, upload documents, and chat with your loan officer all in one place.
Check Your Status More Loan Resources
Required Documents
Before you start your loan pre-qualification process, you’ll need a few documents to get started.
Calculators
Calculate how much you need to borrow and what your monthly payment will be.
FAQs
Check out our list of most frequently asked questions.
Start Your Loan Application
- 1Confidentiality Disclosure – Please do not send confidential information, such as member number, social security number, etc. in an e-mail message.
- 2Land Loan Disclosure - APR = Annual Percentage Rate. Actual rates may vary based on credit qualifications. A land loan of $50,000 for 5 years at 7.99% APR will have a monthly payment of $1,014.00. All rates are subject to change at any time.