Turn Your Big Dreams Into Reality
Whether you are looking to remodel your home, paying for your kid’s college tuition, looking to consolidate your credit card debt, or planning a dream vacation, with a Home Equity Loan, you have options. Here are some key features from our home equity loans:
- Rates as low as 6.49% APR* & terms to 20 years
- Financing up to 80% of your home’s value less any outstanding loans
- Interest is usually tax deductible, just ask your tax advisor
- Easy online application
Perks of a Home Equity Loan
A home equity loan can be used for many things.
One Big Purchase
Such as a home remodel or new pool.
Paying for College
Pay for your kid’s college tuition.
Consolidate Debt
Consolidate credit card debt at a lower rate.
Get Cash Back
Use the equity in your home to get cash back.
Home Equity Loan Requirements
Credit Score
All applicants must have a credit score of 580 or higher.
Loan Minimum
Home Equity loans have a $15,000 minimum.
Financing Amount
Finance up to 80% of your home’s value, less any outstanding loans.
Pre-Payment Penalties
There are no pre-payment penalties.
More Loan Resources
Required Documents
Before you start your loan pre-qualification process, you’ll need a few documents to get started.
Calculators
Calculate how much you need to borrow and what your monthly payment will be.
FAQs
Check out our list of most frequently asked questions.
Start Your Loan Application
- 1Confidentiality Disclosure – Please do not send confidential information, such as member number, social security number, etc. in an e-mail message.
- 2Home Equity Loan Disclosure - *APR = Annual Percentage Rate. Actual rate may vary based on credit qualifications and terms of your loan. All rates are subject to change without notice. Taxes and insurance are not included. No other promotional discounts may be applied. Additional requirements may apply. A home equity loan of $50,000 for 5 years at 6.49% APR will have a monthly payment of $978.07.