Loans
We specialize in working with educators and school district employees and have a full-service real estate lending department to handle your mortgage, land loan, or home equity needs. Our team stands ready to assist in making your home-owning dreams come true.
Apply NowMortgage Loan Options
Mortgage Purchase
With advantages like low closing costs and fees, we make getting a home loan easier for you. Our team is here to help you every step of the way.
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Home Loans for School Employees
If you are a school employee looking to buy a home, you are in luck. With a GCEFCU Educator Mortgage, you can finance your new home up to 103%, with no down payment or PMI required.
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Mortgage Refinance
There are many perks when it comes to refinancing your mortgage. Choose the option that best fits your needs, and we’ll help you every step of the way.
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Land Loan
Found that perfect retirement spot or weekend getaway, but not quite ready to build? A land loan from your credit union may be the answer.
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Home Equity Loan
Use the equity in your home to pay off high interest debt, make needed renovations, or refinance your existing home equity loan at our low rates.
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Special Loan Programs
We offer several special loan programs that allow you to purchase a home with little to no down payment & great rates.
Learn moreLoan Process
1
Apply Online
Complete your loan application and submit it online.
2
Get Pre-Approved
Find out how much you are approved for so you can shop with confidence.
3
We’ll Handle The Rest
Our team will handle everything else, keeping you updated along the way.
4
Home Sweet Home
Once closing papers are signed you can begin enjoying your new home!
How much will my monthly payment be?
Budgeting for a new home can be challenging. Use our calculators to help you estimate your monthly mortgage payments, plus so much more.
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More Loan Resources
Required Documents
Before you start your loan pre-qualification process, you’ll need a few documents to get started.
Homeowners Insurance
Get the best homeowner’s insurance quote available.
Contact Us
Our team is here to help answer any questions you may have.
Start Your Loan Application
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