We specialize in working with educators and school district employees and have a full-service real estate lending department to handle your mortgage, land loan, or home equity needs. Our team stands ready to assist in making your home-owning dreams come true.

Apply Now

Mortgage Loan Options

house icon

Mortgage Purchase

With advantages like low closing costs and fees, we make getting a home loan easier for you. Our team is here to help you every step of the way.

Learn more
apple icon

Home Loans for School Employees

If you are a school employee looking to buy a home, you are in luck. With a GCEFCU Educator Mortgage, you can finance your new home up to 103%, with no down payment or PMI required.

Learn more
mortgage refinance icon

Mortgage Refinance

There are many perks when it comes to refinancing your mortgage. Choose the option that best fits your needs, and we’ll help you every step of the way.

Learn more
paper icon

Land Loan

Found that perfect retirement spot or weekend getaway, but not quite ready to build? A land loan from your credit union may be the answer.

Learn more
home equity loan icon

Home Equity Loan

Use the equity in your home to pay off high interest debt, make needed renovations, or refinance your existing home equity loan at our low rates.

Learn more
jumbo loan icon

Special Loan Programs

We offer several special loan programs that allow you to purchase a home with little to no down payment & great rates.

Learn more

Loan Process


Apply Online

Complete your loan application and submit it online.


Get Pre-Approved

Find out how much you are approved for so you can shop with confidence.


We’ll Handle The Rest

Our team will handle everything else, keeping you updated along the way.


Home Sweet Home

Once closing papers are signed you can begin enjoying your new home!

How much will my monthly payment be?

Budgeting for a new home can be challenging. Use our calculators to help you estimate your monthly mortgage payments, plus so much more.

Learn more
couple looking at finances image

More Loan Resources

required documents image

Required Documents

Before you start your loan pre-qualification process, you’ll need a few documents to get started.

homeowners insurance image

Homeowners Insurance

Get the best homeowner’s insurance quote available.

contact us image

Contact Us

Our team is here to help answer any questions you may have.

  • 1Confidentiality Disclosure – Please do not send confidential information, such as member number, social security number, etc. in an e-mail message.